Space Coast Real Estate Connections..... Local Experience ~ Worldwide Exposure | Call: VERA KOON, Realtor ® 321.302.9588

Buying Services for Space Coast Home Buyers



<---Search MLS Now | Click On BUYING A HOME 

Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.  Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision.  We'll take you through the planning process step-by-step , to help you determine which home is right for you.  You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact me if you have any questions about buying a home in Brevard County, Florida.

Home Buyer Information:

 Financing and Title Insurance  

How To Find the $$$$$$... resources to fund your dream home:

Financing your home purchase is a serious matter.  Shop for the best loan just like you shop for the best home.  ALWAYS use reliable professionals who represent the major lending institutions.  Just like anything else, if it sounds too good to be true, it's probably not any good.  And, you get what you pay for.  

Christopher Goodman
Mortgage Consultant NMLS # 506531
T. 321.775.0254
C. 954.647.6864
F. 954.449.0708

EverBank
202 N Harbor City Blvd
Melbourne FL 32935

Website for preapproval
and mortgage information:
http://cgoodman.everbankmortgage.com

 

 

chris

Supreme Lending
1500 Airport Blvd
Melbourne, FL 32901
Nancy Davis
321.725.8200
fax: 321.725.5556
email: nancy.davis@supremelending.com

 

Interesting Links  to Educate you

FHA Home Page www.hud.gov/buying/loans.cfm
FHA Secure www.hud.gov/news/fhasecure.cfm
US Dept of Veterans Affairs www.va.gov/
Fannie Mae Home Page www.fanniemae.com
Freddie Mac Home Page www.freddiemac.com
Federal Reserve Board www.federalreserve.gov

 

 

 

 

 

 

Title Insurance:    What Is It?...   Who Cares? ...   Who Pays?

Title is the foundation of property ownership — your legal right to possess and use your property. As a Buyer you want the assurance that the title to the property you are acquiring is "clear". You don't want a previous owner to show up and claim ownership of "Your" house.

Two types of Title Insurance:

  • Owner's Policy:  to protect YOU as the new owner from financial loss in the event of problems from title defects. In Brevard County the seller usually pays for this insurance policy for a buyer.  Can be negotiable.

  • Lender's Policy:  to protect the Lender — insuring that the lender has a valid, enforceable lien on the property in the event of title disputes.  The cost of this "simultaneous issue" policy is charged to the buyer at closing.

 

How it works:  in condensed terms....

Title Companies or Attorneys research the history of the property in public records to confirm the seller's right to sell the property and any encumbrances that may exist against the property. The Title Company then issues an INSURANCE policy to protect the new owner against any hidden defects, unrecorded liens, fraud etc that could harm the new owner's legal right to the property.

Even the most diligent examination of the history of a property may not reveal all things. Issues may arise from fraud, mental incompetence, prior existing marriage claims, mistakes in recording legal documents, undisclosed divorces, forgeries... the list goes on. Any of these circumstances might be impossible to discover in a title search and exam. In the event that someone from the past shows up and is successful in proving a claim and ownership of the property, the new owner's investment in the property is protected via the title insurance policy.

Be sure to Rely on the Experts:

Ask questions! Make sure you understand your level of protection and level of risk. Rely on experienced Title Agents to walk you through the closing process and explain any of these issues. Click on a  Company Below for contact information....

         

State Title Partners

 

 

                                 

 Brevard's Preferred Title Company

 

Below, select desired reports and complete the form provided.

Avoid Common Buyer Errors
Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
But Do You Need It
Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.
Buying Your First Home
Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
The Right Home at the Right Price
This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
Top Tips for Home Buyers

First Name: 
Last Name: 
Email: 
Phone: 
Comments: 
 
* * Maximum of 2000 characters


Featured Listings


Best Value Model Like Home~

Loading...

Newest Listed Homes....at a glance


Home  |  Featured Listings  |  Selling   |  Home Evaluation  |  Buying  |  Home Search  |  Testimonials  |  Calculators  |  Contact Me  |  Search MLS Listings  |  Lifestyle   |  POOL Info  |  LINKS  |  PALM BAY Quick Map
 

Privacy Policy  |  Site Map  |  Profile  |  Sign In

Choose language: